Our South Carolina Service Area

Platinum VIP Title Loans are made online by 1st Capital Finance of South Carolina Inc, 3420 Hwy 21 Ste B, Fort Mill, SC 29715, to South Carolina residents only. There is no need to visit a store: you apply, upload your documents and vehicle photos, and sign your agreement online.

Cities we serve

• Fort Mill title loans
• Rock Hill title loans
• Columbia title loans
• Charleston title loans
• North Charleston title loans
• Greenville title loans
• Spartanburg title loans
• Myrtle Beach title loans
• Loris title loans
• Conway title loans
• Anderson title loans
• Florence title loans
• Sumter title loans
• Aiken title loans
• Greenwood title loans
• Orangeburg title loans
• Summerville title loans
• Lexington title loans
• Mount Pleasant title loans
• Lancaster title loans
• Beaufort title loans
• Hilton Head Island title loans
• Goose Creek title loans
• Gaffney title loans

Statewide, online

Our coverage spans the Upstate, the Midlands, the Pee Dee, the Grand Strand and the Lowcountry. If you live in South Carolina and have a vehicle with a clear SC title in your name, you can apply from anywhere in the state. We do not lend to residents of other states. We work to make the process hassle free, so you can get back to your day.

Licensing

1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503.

More from the Platinum VIP team

There are steps you can take that can help you get the vehicle title you need in order to get a successful car title loan. It is important to note, the laws regarding vehicle titles differ from state to state. You will want to be sure to go to the Department of Motor Vehicles for your specific state to learn about the distinct laws in your area.

You should also take note that applying for a new title, applying for an expedited title, or making most changes to your vehicle title will require a fee. Sometimes this fee can be as minimal as $15 but can get a bit higher depending on where you live and what you need to do with your vehicle title.

If you are thinking of a title loan but don’t have a title in your name, you may be wondering what the best way to get a title loan will be.

Provide your local DMV office with your government-issued photo ID, as well as your car title and vehicle registration.

You’ll receive your vehicle title back once you finish the repayment of your auto title loan. Your title lender will release the lien on your title when you successfully pay back the loan. You can also choose to receive a clear title by sending the release to your local DMV office (Department of Motor Vehicles).

When it is time to receive your cash for your auto title loan, you will typically be given a few options. You can choose to have your cash sent via check, or you can also have the funds sent to your bank account via direct deposit.

To find both your eligibility for an auto title loan, you’ll need to provide some additional information with your loan application. To help make the process as fast as possible so that you can get your cash fast, you might want to have these items ready once you start the application process.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.