Title Loans in Greenwood, South Carolina

Greenwood, home to Lander University and a strong healthcare and manufacturing employment base, serves the Lakelands region around Lake Greenwood.

If you live in or around Greenwood, the Platinum VIP Title Loan gives you a way to borrow against your vehicle's equity at an APR that never exceeds 35.99%. Always quick, confidential and easy!

How Greenwood residents use title loans

Common reasons our Greenwood County customers borrow include home repairs after a storm, covering a gap between paychecks, emergency car repairs, medical and dental bills. Whatever the reason, we'll size your loan to your income so the payment fits your budget.

Example cost for a Greenwood borrower

Borrowing $3,500 over 18 months at 35.99% APR: 18 payments of $254.46, a finance charge of $1,080.28, total of payments $4,580.28. (Illustrative only; see rates & terms.)

Serving Greenwood and Greenwood County

Platinum VIP loans are made entirely online, so Greenwood residents can apply, upload documents and sign from home. Your lender is 1st Capital Finance of South Carolina Inc, 3420 Hwy 21 Ste B, Fort Mill, SC 29715, licensed in South Carolina (No. SL-1966027). Loans are available only to South Carolina residents. We work to make the process hassle free, so you can get back to your day.

What to bring

Vehicle photos, clear SC title in your name, photo ID, proof of income and proof of residence. Full list: requirements.

Nearby areas

We also serve Orangeburg, Summerville. See our full service area.

More from the Platinum VIP team

Lenders will use the condition, age, and mileage of your car to determine its value. In some cases, you may be able to obtain additional funding when refinancing your title loan, but your vehicle must meet the necessary criteria. Your monthly income is used to calculate how much you can afford to repay each month. And the length of the loan determines the size of your monthly payments.

If you are struggling with your title loan payments, your lender may be willing to negotiate with you. Some lenders will offer loan extensions, which give you more time to make payments on your loan. Other lenders may be able to offer a loan modification, which changes the terms and conditions of your loan. This could help you get more manageable monthly payments. Keep in mind that you may not always be successful when negotiating, and a title loan refinance could be a different option to explore.

In some cases, yes. With a title loan refinance, you may experience perks like lower monthly payments, more time to repay your loan, and a more convenient interest rate. However, that depends on a few different factors, such as your eligibility and the lender you decide to work with.

It may be possible to extend the length of your refinanced car title loan, just like you can sometimes extend your initial loan. The exact conditions will depend on the state and the lender you decide to work with. If they are able, lenders normally allow borrowers to roll their loans over by providing them with a new car title loan that covers the balance of the original loan. While there may be some fees associated with this, borrowers can take advantage of the lower loan rate from their refinanced loan and the extended time they have to pay back their loan.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.