Motorcycle Title Loans in South Carolina

Cruisers, touring bikes and sport bikes with a clear title can qualify. Motorcycle values vary more by brand and season than cars, so we inspect each bike individually. Bring the bike, your title and your motorcycle endorsement if applicable.

Motorcycle Title Loans with Platinum VIP pricing

Every Platinum VIP loan — whatever the motorcycle — carries a maximum APR of 35.99%. That cap applies to every loan we make to South Carolina residents. Always quick, confidential and easy!

Sample cost

$2,000 over 18 months at 35.99% APR: payment $145.40/month, finance charge $617.20, total $2,617.20.

Is this right for you?

A title loan is secured by your vehicle, so it should be used for real needs and only when the payment fits your budget. Ask yourself whether the monthly payment above is affordable alongside rent, insurance and groceries. If not, consider borrowing less or one of the alternatives on our responsible lending page.

Next steps

Check the requirements, review rates & terms, then apply. We work to make the process hassle free, so you can get back to your day.

Popular in: North Charleston Greenville Spartanburg Myrtle Beach. Related: RV Title Loans · Van and Minivan Title Loans · Refinance Your Title Loan at 35.99% APR

More from the Platinum VIP team

To find out more about the amount you can access through a bike title loan, use the online form to begin your loan inquiry!

In order to get a loan on a motorcycle, you will need to meet the lender’s requirements for funding. The exact criteria may vary from lender to lender. For example, some lenders will only offer title loans against Harleys, while others may not have a preference for the exact make of the motorcycle. Many lenders will only lend against a bike that is 2016 or newer, however. Your bike must have positive equity and you will need to have a qualifying title in your name to secure the funding you need.

Otherwise, you will need to have the required documentation on hand during your loan inquiry. That may include proof of income and address, a valid, government-issued photo ID, and a qualifying bike title.

While it is possible to apply for this type of loan online, you will not be able to skip a vehicle inspection if you want to secure a loan against an asset, such as a bike or car. A title lender will need to see proof of the asset and inspect it in order to determine its value and overall condition. Your bike should be in good working condition if you want to secure a motorcycle title loan!

Get started online today to learn more about securing a motorcycle title loan! If you have any questions about how the process works, a loan agent is more than happy to walk you through the steps.

Step 5: Get agreements in writing. If your lender approves a particular arrangement, keep written confirmation of the terms, including how the lien and remaining debt will be handled.

Step 6: Keep copies of your paperwork. Save the payoff statement, lien-release documentation, bill of sale or transfer records, and any written agreement with the lender.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.