RV Title Loans in South Carolina

Motorhomes and titled travel trailers can carry significant equity. Because RVs are less liquid than cars, we review condition, age and usage closely.

RV Title Loans with Platinum VIP pricing

Every Platinum VIP loan — whatever the RV or camper — carries a maximum APR of 35.99%. That cap applies to every loan we make to South Carolina residents. Always quick, confidential and easy!

Sample cost

$3,000 over 24 months at 35.99% APR: payment $177.12/month, finance charge $1,250.88, total $4,250.88.

Is this right for you?

A title loan is secured by your vehicle, so it should be used for real needs and only when the payment fits your budget. Ask yourself whether the monthly payment above is affordable alongside rent, insurance and groceries. If not, consider borrowing less or one of the alternatives on our responsible lending page.

Next steps

Check the requirements, review rates & terms, then apply. We work to make the process hassle free, so you can get back to your day.

Popular in: Spartanburg Myrtle Beach Loris Conway. Related: SUV Title Loans · Commercial Vehicle Title Loans · Title Loan vs. Unsecured Personal Loan

More from the Platinum VIP team

Securing a loan against a qualifying RV is possible! RV title loans are secured loans that help you tap into the available equity in your RV by using its title as collateral for the loan. Depending on the lender you decide to work with, you may be required to leave your RV with the lender throughout the duration of the repayment period.

The abbreviation “RV” simply refers to the legal term “recreational vehicle”, and there are a few different classes to categorize these types of vehicles. One of the reasons why the class of your RV matters is because it will determine whether or not you need a special license or registration to operate the vehicle on public roads.

Known for being the largest and most expensive vehicles of the classes, these types of RVs are large and in charge on the roads. You will need a special license to operate Class A vehicles, but they are often the roomiest and most convenient to travel in if you need to go long distances or if you are looking to live on the road.

As the smallest of the classes for motorhomes, Class B vehicles include camper vans or sprinter vans that have been converted into “tiny homes”. While Class B vehicles do not require a special license to drive them, the accommodations are not as nice as Class A or C vehicles. There is significantly less space, but they are cheaper!

Although Class C RVs are not as sizable as Class A, they are quite a bit bigger than Class B vehicles and are typically built on the frames of pickup trucks or the chassis of a qualifying van. A distinct feature of a Class C RV is an over-cab sleeping area.

Other RVs can also include pop-up campers, teardrop trailers, travel trailers, and fifth-wheel trailers. Keep in mind that some lenders will only lend against a motorhome in the Class A or Class C range. If you want to get an RV title loan, apply online and learn more about the qualifications for securing this type of loan.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.