Title Loans in Conway, South Carolina

Conway, the Horry County seat and home of Coastal Carolina University, combines a historic riverfront downtown with fast-growing suburbs along US-501 and SC-544.

If you live in or around Conway, the Platinum VIP Title Loan gives you a way to borrow against your vehicle's equity at an APR that never exceeds 35.99%. Always quick, confidential and easy!

How Conway residents use title loans

Common reasons our Horry County customers borrow include medical and dental bills, rent or mortgage shortfalls, utility bills, school expenses. Whatever the reason, we'll size your loan to your income so the payment fits your budget.

Example cost for a Conway borrower

Borrowing $3,500 over 12 months at 35.99% APR: 12 payments of $351.59, a finance charge of $719.08, total of payments $4,219.08. (Illustrative only; see rates & terms.)

Serving Conway and Horry County

Platinum VIP loans are made entirely online, so Conway residents can apply, upload documents and sign from home. Your lender is 1st Capital Finance of South Carolina Inc, 3420 Hwy 21 Ste B, Fort Mill, SC 29715, licensed in South Carolina (No. SL-1966027). Loans are available only to South Carolina residents. We work to make the process hassle free, so you can get back to your day.

What to bring

Vehicle photos, clear SC title in your name, photo ID, proof of income and proof of residence. Full list: requirements.

Nearby areas

We also serve Myrtle Beach, Loris. See our full service area.

More from the Platinum VIP team

With the risks out of the way, we can get to the rewards. Title loans can cater to borrowers with bad credit. Even if you aren’t confident with your credit history, it’s possible to access fast funding through car title loans!

Often, title lending companies will have a website with a customer service portal, similar to that of a bank or other financial institutions, that lets you keep track of your loan balance, what you still owe, and make monthly payments. Many lenders also have a mobile app, so you can make your payments straight from your smartphone. Talk to your lender about what may be easiest for you!

If you have the means to pay your car title loan off early, you can usually do so without the fear of additional fees or penalties.

So you want to pay off the loan in 24 months, not 42… lower the amount you borrow. If you borrowed $2510 you would have a monthly payment of about $250.

So you can adjust the amount of your payment based on the length of the loan OR the amount you borrow…or both.

Trim package and extras you have added since purchase of your vehicle, also known as “aftermarket items,” are frequently overlooked, but could make a difference between the vehicle being qualified or not. Also, if you know the VIN number of your car, this will make it much easier an much more accurate to get the correct value.

Your VIN (Vehicle Identification Number) is easy to find. Open the driver’s door and look on the side of the door. It’s there. It is also found on the driver’s side window if you look from the outside in on the driver’s side and look at your dashboard it’s there too. Also your VIN will be on your car title! You may also find it on your insurance card.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.