Van and Minivan Title Loans in South Carolina

Work vans and family minivans both qualify. Cargo vans used for a small business may qualify; personal-use loans are repaid over 6 to 24 months at no more than 35.99% APR.

Van and Minivan Title Loans with Platinum VIP pricing

Every Platinum VIP loan — whatever the van — carries a maximum APR of 35.99%. That cap applies to every loan we make to South Carolina residents. Always quick, confidential and easy!

Sample cost

$800 over 6 months at 35.99% APR: payment $147.67/month, finance charge $86.02, total $886.02.

Is this right for you?

A title loan is secured by your vehicle, so it should be used for real needs and only when the payment fits your budget. Ask yourself whether the monthly payment above is affordable alongside rent, insurance and groceries. If not, consider borrowing less or one of the alternatives on our responsible lending page.

Next steps

Check the requirements, review rates & terms, then apply. We work to make the process hassle free, so you can get back to your day.

Popular in: Anderson Florence Sumter Aiken. Related: Commercial Vehicle Title Loans · Title Loan vs. Unsecured Personal Loan · How Long Does the Title Loan Process Take?

More from the Platinum VIP team

Before you can learn more about applying for a title loan without a car, it is important to learn more about how title loans work. Title loans can be a helpful solution if you need quick funding to get back on your feet. Auto title loans are secured loans that require the applicant to pledge an asset as collateral. The lender focuses on the borrower’s income, vehicle value, and repayment ability during the loan application.

Once the contract is fulfilled on the borrower’s end, the lender will remove the lien and will send the title back to the borrower. For more information on car title loans, you can visit our FAQ page! You can get the process started online with a simple form. Apply online today!

Yes, a borrower’s vehicle title is used to secure the loan. Therefore, a vehicle is an integral part of the application process. Throughout the loan inquiry process, title lenders will usually determine if a person is a good candidate for a title loan based on past financial behavior, current assets (vehicle value), and their ability to pay back the loan. Establishing the value of your asset is required during the title loan inquiry process in order to determine what your potential loan amount will be. Additionally, your eligibility is based on the value of your vehicle. Therefore, a title lender will need to see your car to evaluate its value and determine its current condition. The overall condition of your car will affect its resale value, so a lender will need to see proof of your vehicle! That is why you can’t get a title loan without seeing the car.

Junking a vehicle with an outstanding title loan may be possible, but it requires careful planning. An active lien can affect your ability to transfer the vehicle, and the loan balance does not automatically disappear just because the car is no longer drivable.

Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Title transfer requirements, lien-release procedures, and borrower obligations vary by state and loan agreement. Contact your lender and state vehicle agency for guidance specific to your situation.

If you have a paid-off car, your ticket to fast financial help could be through a title loan. Unlike unsecured loans, a title loan allows you to access a portion of the available equity in your vehicle. This means you can potentially borrow up to half of what your vehicle is worth, if qualified. But better yet, you can keep driving your car as usual, the entire duration of the loan! As long as you keep up with your payments, you can keep your keys and drive like it is business as usual.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.