Title Loans in Anderson, South Carolina

Anderson, "The Electric City," sits along I-85 near Lake Hartwell. Manufacturing, healthcare and education employ much of the area, and many residents commute to Greenville or Clemson.

If you live in or around Anderson, the Platinum VIP Title Loan gives you a way to borrow against your vehicle's equity at an APR that never exceeds 35.99%. Always quick, confidential and easy!

How Anderson residents use title loans

Common reasons our Anderson County customers borrow include rent or mortgage shortfalls, utility bills, school expenses, travel for a family emergency. Whatever the reason, we'll size your loan to your income so the payment fits your budget.

Example cost for a Anderson borrower

Borrowing $1,500 over 18 months at 35.99% APR: 18 payments of $109.05, a finance charge of $462.90, total of payments $1,962.90. (Illustrative only; see rates & terms.)

Serving Anderson and Anderson County

Platinum VIP loans are made entirely online, so Anderson residents can apply, upload documents and sign from home. Your lender is 1st Capital Finance of South Carolina Inc, 3420 Hwy 21 Ste B, Fort Mill, SC 29715, licensed in South Carolina (No. SL-1966027). Loans are available only to South Carolina residents. We work to make the process hassle free, so you can get back to your day.

What to bring

Vehicle photos, clear SC title in your name, photo ID, proof of income and proof of residence. Full list: requirements.

Nearby areas

We also serve Florence, Sumter. See our full service area.

More from the Platinum VIP team

Now that you have all the info that the car title loan company will want for the car, take pictures. Four sides and a picture of the dashboard odometer. Providing this speeds up the process of actually getting the loan and provide it to either us or the lender if we are that far ahead.

So now that the title loan lender has everything they need, how do they use this information to value the vehicle?

Next, it is important to know that the date of the contract MUST be the same date you get the funds. If it is off by a day, you will need to resign another contract.

One of the things you most probably be asked to sign is a Power of Attorney. This is needed so that the lender can act on your behalf in regard to the title lien holder addition.

1. The first part is usually your general information such as your name, address, co-borrower, and the lender information.

Something important to remember, the contract and the interest is figured out by the amount of months you schedule to contract. If you pre-pay the interest will be much lower.

5. You will see an itemization of the amount financed. This will show what you got directly, what was paid to others on your behalf, and others such as DMV fees and admin fees.

8. There is usually a paragraph explaining the security interest the car title loan company has on your vehicle.

9. You should see a section on the use of the vehicle. This paragraph basically is a “no funny stuff” type of verbiage like using it as a rental, intentionally altering it during the duration of the loan, attempt to transfer it and move it out of the country.

10. Insurance clause. Either you have it, or they may get it on your behalf and change you for it. Either way, the car must have insurance.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.