Title Loans in Florence, South Carolina

Florence is the Pee Dee region's medical and retail center, where I-95 meets I-20. Hospital workers, truck drivers and retail employees make up a big part of its workforce.

If you live in or around Florence, the Platinum VIP Title Loan gives you a way to borrow against your vehicle's equity at an APR that never exceeds 35.99%. Always quick, confidential and easy!

How Florence residents use title loans

Common reasons our Florence County customers borrow include utility bills, school expenses, travel for a family emergency, home repairs after a storm. Whatever the reason, we'll size your loan to your income so the payment fits your budget.

Example cost for a Florence borrower

Borrowing $2,000 over 12 months at 35.99% APR: 12 payments of $200.91, a finance charge of $410.92, total of payments $2,410.92. (Illustrative only; see rates & terms.)

Serving Florence and Florence County

Platinum VIP loans are made entirely online, so Florence residents can apply, upload documents and sign from home. Your lender is 1st Capital Finance of South Carolina Inc, 3420 Hwy 21 Ste B, Fort Mill, SC 29715, licensed in South Carolina (No. SL-1966027). Loans are available only to South Carolina residents. We work to make the process hassle free, so you can get back to your day.

What to bring

Vehicle photos, clear SC title in your name, photo ID, proof of income and proof of residence. Full list: requirements.

Nearby areas

We also serve Sumter, Aiken. See our full service area.

More from the Platinum VIP team

15. Power of Attorney. This allows them to sign your name on the title. You may also have another power of attorney to sign that the state needs as well.

There is usually an exhaustive “arbitration clause” with many paragraphs. This is done to push any disputes into a cheaper way to handle the disagreement. which is arbitration… then force it to the courts.

Car Title Loan lenders are finding more and more ways to get you your money. There are a few common ways, as well as some alternative ways you may receive your car title loan money.

When you got your loan, the lender would have advised you on how to make the payments. The larger companies have customer portals, just like at your bank, which will tell you your balance, your payments, and what is owed. Most have a gateway to paying online.

The first thing people do is panic. Don’t. The natural reaction when you know you are about to miss the payment is don’t call and hope you can figure it out before the company repo’s the car. Repo is NOT the first, second or even the third step. Repo is when all the steps prior have ended with you not even trying to fix this.

Get all your courage up and call the title loan company and ask for an extension. That’s it. Not too hard. Most will do this for you.

If it is clear that even an extension won’t work because you had a hardship, ask for the monthly payment to be passed for that month. Explain why. Be honest.

The most important thing is to stay in contact and be proactive. When you hide, the lender will typically try to reach you by any way they legally can and that means possibly calling the people you listed in your references. They will email you, write you and call you. Avoid all this by calling them first and telling them what changed and what you can or cannot do.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.