Title Loans in Greenville, South Carolina

Greenville's revitalized downtown, Falls Park and booming Upstate manufacturing sector have brought new jobs and new costs. Commuters on I-85 and I-385 count on their vehicles every day.

If you live in or around Greenville, the Platinum VIP Title Loan gives you a way to borrow against your vehicle's equity at an APR that never exceeds 35.99%. Always quick, confidential and easy!

How Greenville residents use title loans

Common reasons our Greenville County customers borrow include travel for a family emergency, home repairs after a storm, covering a gap between paychecks, emergency car repairs. Whatever the reason, we'll size your loan to your income so the payment fits your budget.

Example cost for a Greenville borrower

Borrowing $1,500 over 12 months at 35.99% APR: 12 payments of $150.68, a finance charge of $308.16, total of payments $1,808.16. (Illustrative only; see rates & terms.)

Serving Greenville and Greenville County

Platinum VIP loans are made entirely online, so Greenville residents can apply, upload documents and sign from home. Your lender is 1st Capital Finance of South Carolina Inc, 3420 Hwy 21 Ste B, Fort Mill, SC 29715, licensed in South Carolina (No. SL-1966027). Loans are available only to South Carolina residents. We work to make the process hassle free, so you can get back to your day.

What to bring

Vehicle photos, clear SC title in your name, photo ID, proof of income and proof of residence. Full list: requirements.

Nearby areas

We also serve Spartanburg, Myrtle Beach. See our full service area.

More from the Platinum VIP team

Unemployment Benefits — If you are facing a job loss, layoff, or a significant cut in your hours, then unemployment benefits may help. In order to be eligible for unemployment benefits you must have not lost your job due to any fault of your own (including leaving voluntarily). Your local government’s office of unemployment can help you apply or get additional information.

Cash Programs for Veterans — The US Department of Veterans Affairs offers all kinds of assistance for veterans. No matter if you are a veteran facing homelessness, or a first-time homeowner, if you have served, this department is a good place to start for financial assistance.

Many people regularly have these documents on hand, so you may have the required documents in your home already. If not, you may want to gather them now so the process can go as fast as possible after you initially inquire. The sooner you turn in your documents, the sooner you can get your money.

Vehicle Title – The vehicle title must be in the name of the person inquiring about the loan and must also be free and clear. However, if you still owe money on your car, we may still be able to help you out.

Government-Issued Photo ID – A photo ID issued by the government, such as a driver’s license, state ID, or even a FOID card.

Proof of Residency – Something to prove your place of residency, such as a lease agreement, utility bill, or mortgage statement.

Proof of Income – A piece of documentation to confirm your income, such as a pay stub, bank statement, or tax documentation if you are self-employed.

Several Photos of Your Car – Take a few photos of your car from multiple angles. Many lenders allow you to take the pictures directly from your cell phone and text them in.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.