Title Loans in Orangeburg, South Carolina

Orangeburg is home to South Carolina State University and Claflin University and sits along I-26 between Columbia and Charleston, with a large rural service area.

If you live in or around Orangeburg, the Platinum VIP Title Loan gives you a way to borrow against your vehicle's equity at an APR that never exceeds 35.99%. Always quick, confidential and easy!

How Orangeburg residents use title loans

Common reasons our Orangeburg County customers borrow include covering a gap between paychecks, emergency car repairs, medical and dental bills, rent or mortgage shortfalls. Whatever the reason, we'll size your loan to your income so the payment fits your budget.

Example cost for a Orangeburg borrower

Borrowing $1,500 over 12 months at 35.99% APR: 12 payments of $150.68, a finance charge of $308.16, total of payments $1,808.16. (Illustrative only; see rates & terms.)

Serving Orangeburg and Orangeburg County

Platinum VIP loans are made entirely online, so Orangeburg residents can apply, upload documents and sign from home. Your lender is 1st Capital Finance of South Carolina Inc, 3420 Hwy 21 Ste B, Fort Mill, SC 29715, licensed in South Carolina (No. SL-1966027). Loans are available only to South Carolina residents. We work to make the process hassle free, so you can get back to your day.

What to bring

Vehicle photos, clear SC title in your name, photo ID, proof of income and proof of residence. Full list: requirements.

Nearby areas

We also serve Summerville, Lexington. See our full service area.

More from the Platinum VIP team

If you are struggling with your payments due to financial hardship, your first thought may be to search for “title loan buyouts near me” and cross your fingers that you’ll find the best option online.

When an auto title loan lender purchases a loan from another title loan company to consolidate their portfolio. The borrower involved in the transaction does not have any say when a title loans buyout occurs this way.

When an individual refinances a title loan, usually for better terms, lower interest rates, or even a higher loan amount.

Receive your Money! – After your documents have been processed, your title loan lender will draw up a new contract for you to sign, and then you can get your funds if you were granted additional money during the refinancing process! Pick up your money at any applicable money transfer location or choose to receive a direct deposit or a check in the mail.

No Pre-Payment Penalties – Make your loan payments when it is convenient for you, even if it is before your monthly due date!

Reasonable Terms – Talk with your title loan representative about your payment plan! If you’re eligible, you can take advantage of benefits like convenient and flexible loan terms.

Can’t manage your payments? Unhappy with your loan terms? Get started on your title loan buyout today! Call or fill out a short title loan inquiry form now and get the financial peace of mind you deserve!

When you take out a title loan, the title lender essentially acquires a legal right to become a lienholder on the car’s title. This lien serves as security for the debt owed by the borrower. If the borrower fails to make the agreed-upon payments, the lender has the authority to repossess the vehicle, ensuring they have a way to recover the loan value.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.