Lost or Missing Car Title Help in South Carolina

Lost your title? The SC DMV can issue a duplicate title to the registered owner. Once you have it, you can apply. Contact us and we'll walk you through the steps.

Lost or Missing Car Title Help with Platinum VIP pricing

Every Platinum VIP loan — whatever the title replacement — carries a maximum APR of 35.99%. That cap applies to every loan we make to South Carolina residents. Always quick, confidential and easy!

Sample cost

$1,200 over 12 months at 35.99% APR: payment $120.54/month, finance charge $246.48, total $1,446.48.

Is this right for you?

A title loan is secured by your vehicle, so it should be used for real needs and only when the payment fits your budget. Ask yourself whether the monthly payment above is affordable alongside rent, insurance and groceries. If not, consider borrowing less or one of the alternatives on our responsible lending page.

Next steps

Check the requirements, review rates & terms, then apply. We work to make the process hassle free, so you can get back to your day.

Popular in: Loris Conway Anderson Florence. Related: Planning for Unexpected Expenses · Boat Title Loans · Can You Junk a Car With a Title Loan?

More from the Platinum VIP team

Your bills do not need to be up to date. Many title loan borrowers will use their loan proceeds to handle unexpected or overdue bills when their budget is stretched too thin.

If you have a title to a qualifying vehicle in your name and meet the other title loan requirements, you’re one step closer to getting the financial help you need! So what’s next?

We work with some of the top title lenders in the industry to better serve individuals across the country who need fast title loans to get back on track. Complete a short online form today and see if you qualify for the financial help you need!

If you’re stuck in a tough financial situation and need to borrow against the value of your car, a title loan can be a lifeline. But what if you already have a lien on your car’s title? The answer is that it is possible to get title loans with liens. However, there is a little bit of nuance to wade through before you submit a loan inquiry.

Before you can understand the application process for a car title loan with a lien on your title, it’s important to know more about how liens work. Then, see what your options are if you need fast funds and have a lien on your car’s title.

The terms “lien” and “ collateral ” matter when searching for title loans with liens. A car title loan is secured by collateral, which is the title to a qualifying car, truck, or SUV.

While it is possible to get second lien title loans, the truth behind that statement is that many lenders are not willing to work with you. In fact, many lenders do not offer second lien title loans. This is because they require permission from the original lienholder to add a new lien. The hassles involved with 2nd lien title loans online can be a lot for most lenders! Additionally, they are not available in every state because there are laws that do not allow multiple liens to exist on a singular car title. Instead of searching for a second lien title loan, it may be more advantageous to look for title loans on financed cars, or refinancing your current title loan with a lien.

APR disclosure: The Platinum VIP Title Loan carries a maximum Annual Percentage Rate (APR) of 35.99%, which includes the $15 South Carolina lien fee. Your actual APR, finance charge, payment amount and term are disclosed in your written loan agreement before you sign. A title loan is secured by your vehicle; if you do not repay as agreed, your vehicle may be repossessed. Borrow only what you can afford to repay. Loans are made by 1st Capital Finance of South Carolina Inc, the lender, 3420 Hwy 21 Ste B, Fort Mill, SC 29715. 1st Capital Finance of South Carolina Inc is licensed by the South Carolina State Board of Financial Institutions, Consumer Finance Division, as a Supervised Lender (License No. SL-1966027) under S.C. Code § 37-3-503. Loans are available only to South Carolina residents and are originated online. Submitting information on this website does not guarantee loan approval.